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Joseph Lam
Joseph Lam - 800-399-9577
What Is A SFR - Short Sales and Foreclosure Resource? 
What Is A SFR - Short Sales and Foreclosure Resource?

The Short Sales and Foreclosure Resource certification (SFR) is verification that a REALTOR® has taken the initiative to become an educated and prepared advocate on the behalf of a homeowner in distress. Earned by completing a comprehensive curriculum via National Association of REALTORS® (NAR) REALTOR® University, real estate agents with the SFR certification are equipped with the expertise to help distressed property owners avoid foreclosure.

As a SFR certified REALTOR®, I am committed to helping people who are facing foreclosure by finding the right solution for their individual needs and seeing the issue resolved. A portion of my SFR certification course work involved short sales. Previously, short sales were a rarely accepted alternative by lenders, but in today's world they are increasingly becoming a viable option. Although more common in recent years, lender's still want the right deal with the right paperwork, and most real estate agents without the SFR certification do not know the specifics. The SFR course has taught me how to submit the proper documents to a variety of lenders as well as negotiation skills, allowing for quick resolve to a short sale. The education of a SFR certified agent is continual, as SFRs from across the county provide information to the National Association of REALTORS® for a continual flow of new information to share with other SFR certified agents.

Brought to you by:

Joseph Lam CalBRE#01077762

The Joe Lam Team
Alliance Bay Realty

1922 The Alameda, #208
San Jose, CA  95126
800-399-9577

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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

FTC Disclosures

IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

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